Why We Added Chores to Kiddos Cash
Kiddos Cash 1.1 is here, and chores are the headline. Here's why we built the feature, why we kept it deliberately simple, and how the new layout follows the way kids learn money.
Kiddos Cash 1.1 is live on the App Store, and it brings the feature families have asked us for most: chores.
If you open the app today, you'll see a new Chores tab — free for every family, no subscription required. Set up a chore, give it a dollar amount, and when your kid finishes it, they tap Done and the money lands in their wallet. That's the whole flow. That simplicity is on purpose, and we want to share the thinking behind it.
Why Chores, and Why Now
From the beginning, Kiddos Cash has been about one idea: kids learn money by handling money — earning it, saving it, and spending it with a parent nearby. Allowance covers the receiving side. But so much of how kids come to understand money runs through work: the connection between effort and reward, between doing something and earning something.
Until now, that earning moment lived outside the app. Kids could save toward goals and watch their balance grow in Kiddos Cash, but the chore itself — the actual work that produced the money — had no home here. That gap was ours to close.
What's in Kiddos Cash 1.1
A free Chores tab with reusable chore templates, each with its own cash amount. A kid-friendly Done button that credits money instantly. A picker for families with more than one kid. And a reorganized app layout with the Wallet at the center, right where the balance lives.
Deliberately Simple — Here's Why
If you've tried other chore apps, you may notice what we didn't build: approval queues, photo proof, point conversions, streaks, schedules. Some of those may come later. But we left them out of this release for a reason.
Kiddos Cash is designed to be used together — a parent and a kid, side by side. When you're standing next to your child as they finish wiping down the table, you don't need an approval workflow. You watched it happen. They tap Done, the money appears, and the lesson lands in that moment: work turned into money, right before their eyes.
Approval queues make sense for apps built around checking up on kids remotely. We're building for families who do this stuff in the same room.
The New Layout Tells a Story
Version 1.1 also reorders the app's tabs, and the order tells a story:
- Chores — where money is earned through work
- Goals — where money is saved toward something
- Wallet — the home base, where the balance lives
- Rewards — where kids earn stars and turn them into cash
- Calendar — where kids can see, at a glance, when they earned, spent, and saved
That's the arc we want kids to internalize: you work, you earn, you save, and you can look back and see the story of your money. The app's structure now mirrors the lesson.
What Stays Free, What's Next
Chores are free for every family — that's not an introductory offer, it's the design. Earning is the foundation of everything else Kiddos Cash teaches, and we don't think a paywall belongs there.
We're already working on what's next: recurring chores, celebrations when kids hit milestones, and more ways to connect effort to reward. If there's something your family wishes the chores feature did, we genuinely want to hear it — we read every piece of feedback.
Thanks for teaching your kids about money with us. That's the whole reason we're here.
About This Article
This article was written by the parents behind Kiddos Cash, a family-run app from Love, Cole that helps families teach real-world money habits through chores, allowances, rewards, and savings goals.