Terms of Service — Kiddos Cash
Last Updated: November 9, 2025
Welcome to Kiddos Cash ("the App," "we," "us," "our"). Kiddos Cash is a mobile application that allows parents to track children's cash balances and optionally award stars and rewards.
By using Kiddos Cash, you agree to these Terms of Service ("Terms"). If you do not agree, do not use the App.
1. Eligibility & Accounts
- You must be 18 years or older to create a parent account.
- Children may use the App only under parental supervision.
- You are responsible for all activity that occurs under your account, including any invited guardians.
2. Not a Financial Service
Kiddos Cash is not a bank, wallet, stored-value service, or money transfer platform.
We do NOT:
- Hold or store real money
- Transfer money between users
- Issue prepaid balances or digital currency
Parents log their own deposits, IOUs, allowances, and spending. All fulfillment of cash or rewards happens outside of the App and is managed fully by the parent.
3. Virtual Currency (Stars / Virtual Cash Balances)
The App may include optional stars or reward tracking.
- Stars, rewards, and balances shown in the App are virtual representations only.
- They are not real currency and have no cash value outside the App.
- Any cash value attributed to stars or balances is defined and fulfilled by the parent, not Kiddos Cash.
4. No Ads / No Tracking
Kiddos Cash does:
- NOT display ads
- NOT sell personal information
- NOT use behavioral tracking or marketing analytics
5. User Content
You may enter:
- Child nickname (optional)
- Cash entries (deposits, allowances, IOUs, spending)
- Optional star and reward information
You agree not to enter anything harmful, offensive, or illegal.
6. Subscriptions & Billing
Some features may require a subscription or in-app purchase.
- Payments are processed by the Apple App Store or Google Play.
- Subscriptions automatically renew unless canceled in your store settings.
- Kiddos Cash does not issue prorated refunds for partial subscription periods.
We do not store or have access to payment card details.
7. Account Deletion / Data Deletion
You may delete your account anytime from:
Settings → Delete Account
When you delete your account:
- Your parent account is permanently removed
- Child profile(s), cash balance records, stars, and rewards are permanently deleted
This action cannot be undone.
8. Intellectual Property
All content in the App — including software, designs, graphics, logos, and text — is the property of Love, Cole LLC.
You are granted a limited, non-transferable license to use the App for personal family use only.
9. Acceptable Use
You agree not to:
- Reverse engineer, copy, or modify the App
- Attempt to access another user's data
- Use the App for commercial services or resale
10. Disclaimer of Warranties
The App is provided "as is" and "as available."
We do not guarantee that the App will be error-free or uninterrupted.
11. Limitation of Liability
To the fullest extent permitted by law:
- Love, Cole LLC is not liable for indirect, incidental, or consequential damages.
- Love, Cole LLC is not responsible for financial disputes or agreements between parents, guardians, or children.
12. Changes to These Terms
We may update these Terms at any time. Continued use of the App means you accept any updated Terms.
13. Contact
Love, Cole LLC